Hate speech detection on Chinese social networks presents distinct challenges, particularly due to the widespread use of cloaking techniques designed to evade conventional text-based detection systems. Although large language models (LLMs) have recently improved hate speech detection capabilities, the majority of existing work has concentrated on English datasets, with limited attention given to multimodal strategies in the Chinese context. In this study, we propose MMBERT, a novel BERT-based multimodal framework that integrates textual, speech, and visual modalities through a Mixture-of-Experts (MoE) architecture. To address the instability associated with directly integrating MoE into BERT-based models, we develop a progressive three-stage training paradigm. MMBERT incorporates modality-specific experts, a shared self-attention mechanism, and a router-based expert allocation strategy to enhance robustness against adversarial perturbations. Empirical results in several Chinese hate speech datasets show that MMBERT significantly surpasses fine-tuned BERT-based encoder models, fine-tuned LLMs, and LLMs utilizing in-context learning approaches.