In this work, we study k-min-sum-of-radii (k-MSR) clustering under mergeable constraints. k-MSR seeks to group data points using a set of up to k balls, such that the sum of the radii of the balls is minimized. A clustering constraint is called mergeable if merging two clusters satisfying the constraint, results in a cluster that also satisfies the constraint. Many popularly studied constraints are mergeable, including fairness constraints and lower bound constraints. In our work, we design a (4+ε)-approximation for k-MSR under any given mergeable constraint with runtime 2^{O(k/(ε)⋅log²k/ε)} n⁴, i.e., fixed-parameter tractable in k for constant ε. Our result directly improves upon the FPT (6+ε)-approximation by Carta et al. [Carta et al., 2024]. We also provide a hardness result that excludes the exact solvability of k-MSR under any given mergeable constraint in time f(k)n^o(k), assuming ETH is true.