Fraudulent activities on blockchain networks threaten the integrity and reliability of decentralized finance ecosystems. Accurately identifying malicious nodes such as phishing or ransomware addresses, within large-scale blockchain transaction graphs remains a critical challenge due to their dynamic, sparse, and continuously evolving topologies. Transfer learning offers a powerful paradigm for fraud detection because many fraudulent schemes, including ransomware and phishing, are often orchestrated by overlapping actor groups that share behavioral and structural patterns across networks. Leveraging these shared representations enables knowledge transfer from previously observed fraud types to emerging ones. However, the complex and multi-modal nature of digital financial systems introduces substantial challenges for graph-based transfer learning. Fraudulent activities are shaped by diverse modalities including graph structure, transaction sequences, temporal price dynamics, and textual metadata, while distributional shifts frequently occur across time and platforms. Existing graph transfer learning methods struggle to model such multi-modal dependencies and to align divergent feature distributions. To tackle these challenges, we develop a Multi-mOdal Enhanced Graph Transfer Learning (MOE-GTL) framework which incorporates graph, temporal, and textual modalities for fraudulent node detection. We further introduce Temporal-aware Maximum Mean Discrepancy (TMMD), a regularization mechanism that explicitly aligns multi-modal feature distributions between source and target graphs over time. Extensive experiments reveal that our MOE-GTL model notably improves the accuracy of fraudulent node classifications on Ethereum and Solana transaction graphs.